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Refinance

It seems that you can’t turn on the radio, the television, or even open your email, without someone claiming to have the best interest rate.

There are even companies that will have four banks (all claiming to have the best interest rates) compete for your business.

The fact of the matter is that we all go to the same well for our water, so surprisingly, interest rates should not be your primary focus.

Many factors go into deciding whether a refinance is warranted, and if it is warranted what loan program and interest rate/cost structure best meets your financial goals.

We have analytical tools that allow us to quantify the benefit to you. Let us share almost two decades of experience and knowledge with you and guide you to the best decision regarding your mortgage needs.

And once your refinance is complete, we will continue adding value with our Mortgage Management System.


Testimonials

To whom it may concern:

This letter is a commendation for Michael J. McIntosh. He is a true gentleman.

Mr. McIntosh served as our loan officer during our long and very stressful search for a home. Our home search was so difficult because we were limited as to location and price. We also met with plain bad luck in several of our attempts to purchase a home. No matter how stressful our situation became and no matter how fed up I became, Mr. McIntosh always handled each particular hardship we encountered with tremendous patience, friendliness, and expert advice which we valued more with each attempted purchase. There were even times when I was reduced to tears because of a failure in a transaction or other difficulty. Furthermore, I frequently needed to confer with Mr. McIntosh about our loan and/or ask his advice during those months.

Despite our abundant house-hunting stresses, he always treated us with the utmost respect and understanding even though looking back I’m certain that our problems must have been quite time-consuming, troublesome, and bothersome for Mr. McIntosh as well. Yet he never once displayed even the slightest impatience. He exemplified instead a model of professionalism. He even went out of his way to help us secure the home that we finally successfully purchased. In fact, if it weren’t for his unselfish efforts on our behalf, we quite frankly would have lost this house as well. Congratulations for having such an outstanding professional on your team.

I’ve already recommended Mike to several friends, and wouldn’t hesitate to contact him first for any future home loan needs.

Sincerely,
Maxine Sue Honda



 

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McIntosh Group
2220 Douglas Blvd., Suite 170
Roseville, CA, 95661
Toll-Free: (888) 232-9025
Ph: (916) 780-6400
Fax: (916) 780-6404

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